Save together.
Get paid on your turn.
4 people each put in R100 a month. Every month one of you receives the whole R400. When everyone has had a turn, everyone has got back exactly what they paid.
No email address needed. Nobody sees your details or your payments.
Your phone will ask “Install?” Tap Install.
- Tap the Share button at the bottom of the screen (a square with an arrow pointing up).
- Scroll down and tap Add to Home Screen.
- Tap Add at the top right. The STOKVEL icon is now on your phone.
Please do this in Safari, the blue compass icon.
- Tap the three dots at the top right of your browser.
- Tap Install app or Add to Home screen.
- Tap Install.
You are looking at this inside another app. To install STOKVEL, open this page in your phone's normal browser (Chrome on Android, Safari on iPhone): tap the three dots or the Share button and choose Open in browser.
Done. Look for the STOKVEL icon on your phone's screen.
How it works
You join a small group
There are 4 people in a group, and you do not need to know the others. Every month, everyone pays R100.
One person receives it all
Each month all the money goes to one person: R400. It is a different person every month, and everyone gets their turn once.
You pay by bank transfer
Pay by the 28th of the month into the account shown on your page. Always type your own reference, so we know the money is from you. This page then shows that your payment was received.
On your turn, you are paid
On your month, the administrator pays R400 into your own bank account, around the 15th. You get a message when it happens.
Why you can trust it
Every rand is on record
All money goes through a bank account. Every payment is written down with its date, and you can see it on your own page at any time.
Nothing is hidden or changed quietly
A wrong entry is cancelled with a reason, never deleted. Every action by the administrator is saved in a log.
Your details stay private
Other members never see your name, bank account or payments. Your banking details are stored scrambled.
Ready to start?
This is a small pilot. Every member is checked and approved by the administrator first.
Try the calculator · Questions answered · The full story · Pilot rules